Mortgage guide
Mission and values
How Mathieu compares offers, tells you where they fall short and follows the lender’s conditions until signing.
Say it before you sign
You should see the real constraints first: the rate, the penalty, the documents, the risk, the deadline. Not after the notary has the pen out.
The comparison starts with your file
A recommendation has to fit your income, the property, your timeline and the penalty if plans change. The advertised rate is only one line of it.
Still there at closing
The work doesn’t end at approval. Conditions, the insurer’s review, the notary appointment: Mathieu follows each one until the money is released.
Frequently asked
Is it worth having my file reviewed?
Yes, if you’re stuck between two offers, a bank turned you down, or you don’t know what you can afford. A review shows what lenders will pick up on in your situation and what’s still missing. On most residential files it costs you nothing, since the lender pays the broker.
Which documents should I gather?
Your last two notices of assessment, recent pay stubs, an employment letter, three months of bank statements and proof of your down payment. Have them ready before you make an offer and a five-day financing condition is realistic. Chase them afterward and you lose weeks.
Have your file reviewed before you commit.
Have my file reviewedFinancing types
Pick the situation closest to yours.
Contact
Tell Mathieu about your project
Buying, renewing, refinancing, or something a bit out of the ordinary: tell us where you’re at, even if it’s still fuzzy. Mathieu gets back to you with next steps and the documents to pull together.
- Your request goes directly to Mathieu
- Across Quebec, in French and English
- No fee on most residential files